Illinois Automobile Accidents - Most Commonly Asked Questions

1. I was just involved in an automobile accident in Illinois.  What should I do?

Never say anything regarding the facts of the accident.  Anything you say can be potentially used against you.  You may say something you do not mean when you are excited or angry.  If you are in pain go to a doctor immediately.  Your failure to seek immediate medical care when you are in pain may be used against you.

2. I received an offer from the insurance company that is a strange figure.  How was the offer calculated?

Insurance companies are in the business of making money for their shareholders.  Despite what they may tell you, they do not have your best interest in mind.  The offer is probably the lowest offer they think you will accept.  The latest trick is for an insurance company to offer you a strange figure (example $2,749.48).  They are hoping that you will think they made some type of calculation through a formula to arrive at this figure.  There is no specific formula for determining the value of a personal injury case.  An offer of a strange figure is most likely a psychological trick to make you think there is a specific formula and that is all you are entitled to.

3. I was involved in a hit and run accident in Illinois.  What are my rights?

If your insurance policy has uninsured motorist coverage, generally, you can collect for the same elements of damage that you could if the person that hit you was caught and had insurance.  This means that generally you can collect for your medical bills, lost time from work, and any pain and suffering you incurred and will incur as a result of the accident.

4.  Why do lawyers want to be contacted immediately following an accident?

From the minute the accident occurs, the insurance company is investigating the occurrence.  They are attempting to gather any evidence that will lower their exposure to a potential claim.  By contacting a lawyer immediately, you will have someone working for you and gathering evidence on your behalf.  Remember, unlike an insurance company, your lawyer has your best interest in mind.

If you :

• need to file an auto accident claim in Illinois
• need an Illinois auto accident lawyer
• need an Illinois auto accident attorney
• need an Illinois car accident attorney

or if your questions were not answered, please feel free to contact Chicago Personal Injury Attorney Jason H. Rubens at the numbers listed on this page.

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