Are There Exceptions to Workers’ Compensation Coverage in Illinois?

person filling out a work injury claim formIf you have been injured while on the job in Illinois, you may be eligible for workers’ compensation coverage for your medical expenses and lost wages, but getting those benefits is rarely a simple process. Not only will some employers and insurance companies try to avoid giving you the compensation you deserve, but there are also some possible exceptions to workers’ compensation benefits. That is why it is so important to have an experienced Illinois workers’ compensation attorney on your side.

Below are a few reasons you might be denied workers’ compensation benefits. It is important to note that these are hypothetical situations and each situation is unique, making it vital to speak to an Illinois workers’ compensation attorney even if you think you think your claim might be denied.

Possible Exceptions to Workers’ Compensation Coverage in Illinois

  • As a general rule, you will be eligible for workers’ compensation coverage in Illinois if you are injured while performing a task “arising out of” your job. This casts doubt on injuries that occur in association with your employment that are not compulsory, such as an after-hours office party. For instance, if you are injured at an after-hours office party, you may not be eligible for benefits because your attendance at the party was required by your employer. A possible exception might be a case wherein the party takes place during normal work hours.
  • If you do not notify your employer of your injury within 45 days of its occurrence, you may not be eligible for Illinois workers’ compensation benefits. This is one of many reasons why it is critical to contact an Illinois workers’ compensation attorney immediately after your injury is sustained.
  • Independent contractors are not eligible for workers’ compensation benefits, but, as we have discussed previously, there are times when people are wrongly designated as an independent contractor. For this reason, you should discuss the specifics of your injury and your employment with an attorney concentrating in Illinois workers’ compensation law.

Contact Rubens and Kress to Speak With an Illinois Workers’ Compensation Attorney

While you may think that your workers’ compensation claim could be denied, it is important to speak with an experienced Illinois workers’ compensation attorney before making any judgments. Rubens and Kress is a Chicago law firm specializing in workers’ compensation cases and boasting a track record of success. To discuss your situation, contact Rubens and Kress online, at 312-201-9640, or toll-free at 866-890-9640.