What If I’m in a Collision With a Vehicle That’s Owned by a Company?

Chicago commuteIn cases where an employee of a company was negligent while working or driving a company car, the company may be liable. The involvement of a company also has the potential to alter the value of a personal injury claim, making it all the more important to seek the counsel of an Illinois personal injury attorney versed in relevant aspects of state law.

When is a Company Liable for My Injury?

If you are injured in a car accident due to the negligence of another driver, you have a right to seek compensation — the question is against whom you must initiate a claim. The circumstances under which you may be able to initiate a claim against a company include:

  • If the vehicle that caused the collision was owned by a company rather than an individual.
  • If the negligent driver was “on the job” — even if the car was owned by the individual rather than a company.

In both cases, the negligent driver could be considered to be acting within the scope of their employment, which is the bar for determining whether you can initiate a claim against a company rather than an individual.

How Does a Company’s Involvement Affect My Claim?

The involvement of a company in your personal injury claim has the potential to substantially alter its value. Most individual insurance policies offer comparatively limited coverage amounts, while corporate insurance policies tend to have more substantial coverage. Theoretically, this increased coverage could be used to provide compensation to an injured party.

It is important to note that the involvement of a corporate entity does not guarantee increased compensation, or any compensation at all. That is why it is crucial to consult an experienced Illinois personal injury attorney who can help you determine who is liable, and who can help you decide on the best course of action to get the compensation you deserve.

Speak With an Illinois Personal Injury Attorney at Rubens and Kress

If you have been hurt, it is crucial for you to consult an experienced Illinois personal injury attorney as soon as possible. Rubens and Kress is a law firm with impressive credentials that is backed by a record of success in personal injury cases, and there is no fee unless you collect. To schedule a free consultation, contact Rubens and Kress online, at 312-201-9640, or toll-free at 866-890-9640.