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What is Workers’ Compensation?

What is Workers’ Compensation?


Workers’ compensation laws are created under state laws. That means that every state has different workers’ compensation rules. Most states provide compensation for on the job injuries including payment for lost time, payment of most medical bills and usually a settlement for your permanent disability. 

In addition to defining workers’ comp, there are some other important factors to discuss when answering the question, “What is workers’ compensation?” — including who is covered and what types of injuries are covered.

Who is Eligible for Workers’ Compensation in Illinois?

Nearly every employee of any Illinois business is covered by workers’ compensation laws, with a few exceptions, such as:

    • Independent contractors
    • Federal workers (who have their own federal workers’ compensation)
    • Firefighters in municipalities with populations over 500,000
    • Police officers in municipalities with populations over 500,000
    • Real estate brokers, broker-salesmen, or salesman who are paid by commission only
    • Volunteers
    • Officers of a corporation that voluntarily exclude themselves

    The attorneys at Rubens, Kress & Mulholland proudly represent employees working in a variety of industries in Chicago and the rest of Illinois, including:

    This is just a small sample of the people we have helped. Each of our attorneys has a minimum of 15 years experience. We have handled almost every type of situation for almost every type of employee you can imagine.

    What Types of Injuries Does Illinois Workers’ Compensation Cover?

    Almost all work-related injuries or illnesses are covered by Illinois workers’ compensation law. To qualify, the incident needs to have occurred while performing work duties, but you may also qualify for benefits if you develop an illness that can be connected to your workplace conditions.

    Some commonly covered workplace injuries and illnesses include:

    • Injuring your knees or throwing your back out when lifting heavy objects
    • A heavy object falling on you
    • Slipping and falling
    • Carpal tunnel syndrome
    • Illnesses or diseases contracted through working around harmful substances or chemicals

    An injury does not have to happen on the premises of your job to qualify for benefits: if you were performing your work duties while out in the field, you may still qualify. Additionally, there does not have to be a specific time the injury occurred: if an injury or illness develops over a period of time but can be directly traced to your job, you may be eligible to file a claim.

    Contact Rubens Kress & Mulholland to Learn More

    Still have questions surrounding the issue of “What is workers’ compensation and how does it work?” Illinois workers’ comp law has many complexities, and you owe it to yourself to consult the experienced Chicago workers’ comp attorneys at Rubens, Kress & Mulholland. We have an extensive record of successful Illinois workers’ comp cases, and we’re passionate about helping individuals understand their rights. To request a consultation, contact us online today.

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